The 401k retirement account is one of the most well-known and coveted retirement savings plans for employed Americans, and it is with good reason. Though many consumers may immediately associate the 401k plan with employer contributions, this versatile investment tool also offers a powerful combination of flexibility, tax incentives, and the potential for significant asset growth.
The following article provides a basic overview of the 401k account guidelines and regulations for the year 2009. For more detailed or up-to-date information be sure to consult a company's retirement plan, the IRS, or a qualified professional.
An Introduction to the 401K
A standard 401k account has several distinguishing characteristics.
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